function footer() 
{


now = new Date();
year = now.getFullYear();
    var txt = "<br><TABLE BORDER=0 CELLPADDING=3>" +
      "<TR>" +
      "<TH colspan=4><b>Not</b> copyright " + year +
// &copy; is copyright symbol
      " <a href='http://www.nowandfutures.com'>NowAndFutures.com</a>, " + 
      "but please show us as source when we are (not required).</TH>" +
// http://creativecommons.org/licenses/by-nc-sa/2.0/
      "</TR>" +
      "<TR>" +      
      "<td><a href='../policy.html'>Privacy &amp; other policies</a></td>" +
      "<td><a href='../about.html'>About us</a></td>" +
      "<td><a href='../links.html'>Links</a></td>" +
      "<td><a href='../download.html'>Downloads</a></td>" +
      "<td><a href='../penguin.html'>Penguin</a></td>" +
      "<td><a href='../bubblewrap.html'>Bubblewrap</a></td>" +
//      "<td><a href='javascript:cset()'>_</a></td>" +
//      "<td><a href='../our_investing.html'>Our Investing</a></td>" +
      "<td>&nbsp;</a></td>" +
      "</TR>" +
//      "<TR>" +
//      "<td>* FAQ means Frequently Asked Questions</a></td>" +
//      "<td>&nbsp;</a></td>" +
//      "<td>&nbsp;</a></td>" +
//      "<td>&nbsp;</a></td>" +
//      "</TR>" +
      "</TABLE>";
    document.write(txt);
}